Thank you for visiting my profile. Before real estate, I was in customer service for about 15 years. Therefore, customer service is my NUMBER ONE priority. I am a member of the Houston, Texas, and National Association of Realty. I've taken a lot of time to educate myself on the real estate market in order to provide my clients with the best information available. I am dedicated to listening to you and being there every step of the way in your next real estate endeavor!!!!
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Its possible to find a lease home under your circumstances. Most of the time, I find that being honest upfront is the best practice. I really good at negotiating terms that work in favor of not only the landlord, but the tenant as well
Pros of using a VA loan: 1.No money down. 2.Easier to qualify: Lenders are more lenient towards veterans. 3.lower credit scores accepted.4.competitive interest rates when compared to your typical buyer.5.no PMI (private mortgage insurance): this takes a few hundred dollars off your monthly payment which makes a huge difference.6.Easier to negotiate for a VA buyer.7.You can use your first home as an investment property, while occupying your second home.8.You can become exempt from paying property taxes depending on disability status. Cons:1.Its hard to find a lender that fully understands the VA product and can take full advantage for all of its benefits. 2.The home that you purchase has a different appraisal process than traditional buyers. 3.VA buyers must pay a funding fee.4.Sometimes, sellers hesitate to sell to buyers using VA benefits because they are not educated enough on the process. 5.The VA buying process is different from a traditional buying process. This is all I could think of right now. I hope this helps.
Every situation is different. I would recommend finding an agent first. Agents build relationships with lenders, and they know what lender would best serve your situation. Not all lenders are created equally, and you may have to end up switching lenders if an issue comes up that your lender is not equipped to resolve. This has happened to me before. While one lender advised my client he couldn\'t close until a few months out, another lender was able to get my client approved right away.
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