10 Commandments of Home Buying

#1 Thou shalt not change jobs, become self-employed or quit your job. 

#2 Thou shalt not by a car, truck or van (or you may be living in it)!

#3 Thou shalt not use charge cards excessively or let your accounts fall behind.

#4 Thou shalt not spend money that you've set aside for closing. 

#5 Thou shalt not omit debts and liabilities from your loan application. 

#6 Thou shalt not buy furniture. 

#7 Thou shalt not apply for any new credit or originate any inquires onto your credit report. 

#8 Thou shalt not make any large deposits without first checking with loan officer. 

#9 Thou shalt not change or close any bank account.

#10 Thou shalt not co-sign a loan for anyone.