My name is Martin Alcala and I am the Broker/Owner of Bilingual Realty. I am 100% Bilingual as well as bi-cultural in English and Spanish. I have been a Houstonian for more than 29 years. My background in marketing and advertising compliments my 25-year experience in Real Estate. i am the proud father of Laura and Daniella. My wife Claudia is my strong guide and my most fervent support.
*National Association of Realtors®
*Houston Association of Realtors®
*Mexico’s Association of Real Estate Professionals (AMPI)
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My UVP Lies on my long Real Estate Experience, my deep Market Knowledge, my vast Network and Contacts and my multiple Professional Skills. My experience avoids hurdles and affords a smooth closing. My Market Knowledge helps narrowing options my clients have. My skills ensure negotiation to never leave money on the table, as well as pertinent, constant communication. My contacts are international as well as cross-disciplinary. And you get all this multiplied by TWO = in English and Spanish. I am not only 100% fully bi-lingual I am also 100% bi-cultural.
Hi Margarita!\nAs other posts commented, you need 3%-to-5% down with good credit. It can also be 0% dow if the home qualifies for a USDA loan. Is always good to have at least $10K in savings destined to buy a home, specially if is your first home. Once you buy the first one, the money to buy your future homes come from the equity. Equity is the $$ difference between the market value of your home and the amount you owe the lender who holds the mortgage
Please allow me a tongue-in-chick... If it wasn't for those little supra keys, and our world-class MLS... Now, seriously: Home selling is not only about bedrooms and baths. As professionals, real estate consultants coordinate, promote, negotiate, consult, and uate the biggest financial transaction in most people's itinerary. My brother is a physician, and he would not take his own appendix. Why would someone want to perform their own financial surgery?
From the question, I gather that the last Realtor made the transaction look like a cake walk!
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