While known for rental assistance, these vouchers are a lesser-known option for homeownership in Houston. Unlike Texas law allowing landlord discrimination, federal law prevents lenders from doing so.
LaKeisha , a single mother, used her voucher for homeownership in 2018. After two years of credit building and savings, she bought a $199,000 home, now valued at $278,000. Covenant Community Capital reports clients gaining $130,000 in equity five years post-purchase.
Houston and Harris County housing authorities offer homeownership programs. Lott participated in the Family Self Sufficiency Program, creating a five-year plan with caseworker support. Graduates receive a check, with some exceeding $43,000.
Professionals like Alyson Griffin and David Rosales assist voucher holders with credit issues and resources. Lott, now a homeowner making under $40,000, emphasizes the value of continued opportunities, decorating economically, and pursuing her next goal—a Christmas tree from secondhand outlets.
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